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USA Trip Cost from India
Budget & Expenses Breakdown

Plan your American dream with a transparent budget. Flights, B1/B2 visa, hotels, food, and total trip costs for 2026.

Updated for 2026 Travelers
Written by Sunita Lal — North America Travel Specialist
Reviewed by Anita Pattigili · North America Travel Reviewer
Last updated after reviewing:
  • USA B1/B2 visa MRV fee and exchange rate fluctuations for Indian applicants (2026)
  • Average hotel occupancy rates and room prices in New York and Los Angeles for 2026
  • Domestic flight pricing trends and TSA fee updates for US internal travel

Last updated: April 2026

USA Trip Cost Breakdown for Indians (2026)
A realistic, itemized breakdown of what to expect when planning a 10-day vacation to the United States.
$

Estimated Expenses (Per Person)

  • Return Flights: ₹80,000 – ₹1,30,000
  • B1/B2 Visa Fee: ~₹15,500 ($185 USD, non-refundable)
  • Hotels (10 nights): ₹80,000 – ₹2,00,000 (₹8K–₹20K/night)
  • Food & Dining: ₹30,000 – ₹70,000 (₹3K–₹7K/day)
  • Local Transport: ₹15,000 – ₹40,000 (₹1.5K–₹4K/day)
  • Activities & Entry Fees: ₹15,000 – ₹30,000
  • Travel Insurance: ₹2,000 – ₹4,000
  • Total Estimated Cost: ₹2.5 Lakh – ₹5 Lakh

The USA is a vast country with varying costs. Major cities like New York, San Francisco, and Los Angeles are significantly more expensive than the Midwest or Southern states. For a comprehensive overview of routes, itineraries, and travel tips, refer to our complete USA travel guide.

Currency & Payment Tips

The local currency is the US Dollar (USD). As of 2026, $1 USD is approximately ₹84-₹86 INR.

  • Cards are King: Credit and debit cards (Visa/Mastercard) are accepted almost everywhere, even for small purchases.
  • Cash for Tips: Carry small bills ($1, $5, $10) specifically for tipping porters, housekeeping, and tour guides.
  • Forex Cards: Multi-currency forex cards offer excellent exchange rates and lower transaction fees compared to standard credit cards.
  • UPI is NOT Available: Do not rely on UPI or Indian Rupees. You must convert your currency to USD before or upon arrival.
  • Sales Tax: Prices displayed in stores and restaurants do not include state and local sales tax (typically 6-10%), which is added at the register.
Flight Costs from India to the USA
Return airfare is typically the largest single expense for Indian travelers. Booking early and choosing the right layover hub can save thousands.

Average Return Fares (Economy)

  • Delhi (DEL) to New York (JFK): ₹85,000 – ₹1,15,000
  • Mumbai (BOM) to Los Angeles (LAX): ₹90,000 – ₹1,25,000
  • Bangalore (BLR) to Chicago (ORD): ₹95,000 – ₹1,30,000
  • Peak Season (Jun-Aug, Dec): ₹1,20,000 – ₹1,60,000+
  • Shoulder Season (Apr-May, Sep-Oct): ₹80,000 – ₹1,00,000

Flights via Middle Eastern carriers (Emirates, Qatar, Etihad) or European hubs (Lufthansa, British Airways) typically offer the best balance of price and comfort. Total travel time ranges from 18 to 24 hours including layovers.

Booking Window Tips

To secure the best fares, Indian travelers should follow these booking strategies:

  • Book 4-6 Months Ahead: For summer travel (June-August), book your international flights by January or February.
  • Mid-Week Flights: Departing on Tuesdays or Wednesdays is often cheaper than weekend departures.
  • Open-Jaw Tickets: Flying into New York (JFK) and out of Los Angeles (LAX) can save you the cost and time of backtracking domestically.
  • Baggage Allowance: Check the free checked baggage allowance. Most international flights include 2 pieces (23kg each), but basic economy fares may charge extra.
Visa Fees & Travel Insurance Costs
Mandatory pre-trip expenses that must be factored into your USA budget before booking flights.

B1/B2 Tourist Visa

Indian passport holders must obtain a B1/B2 tourist visa to enter the United States.

  • MRV Application Fee: $185 USD (approx. ₹15,500). This fee is non-refundable, even if the visa is denied.
  • Processing Time: Interview wait times can range from 20 to 60 days depending on the US Consulate in India.
  • Agency Assistance: If using a travel agent or visa consultant for DS-160 filling and interview prep, expect to pay an additional ₹3,000 – ₹8,000.

For a detailed step-by-step guide on the application process, document checklist, and interview tips, read our comprehensive USA B1/B2 visa process and fees guide.

Travel Insurance

While not strictly mandatory for the B1/B2 visa, travel insurance is highly recommended for the USA due to the extremely high cost of healthcare.

  • Basic Coverage (10 days): ₹1,500 – ₹2,500
  • Comprehensive Coverage: ₹3,000 – ₹5,000
  • What it Covers: Medical emergencies, hospitalization, trip cancellation, lost baggage, and flight delays.
  • Healthcare Reality: A simple emergency room visit in the USA can cost upwards of $1,000 USD without insurance. Do not skip this expense.
Accommodation Costs in the USA
Hotel prices vary drastically depending on the city, the neighborhood, and the time of year.
City / Region Budget (₹/night) Mid-Range (₹/night) Luxury (₹/night)
New York City (Manhattan)₹12,000 – ₹18,000₹20,000 – ₹35,000₹45,000+
Los Angeles / San Francisco₹10,000 – ₹15,000₹18,000 – ₹30,000₹40,000+
Washington D.C. / Las Vegas₹8,000 – ₹12,000₹14,000 – ₹22,000₹25,000+
Midwest / South (e.g., Dallas, Atlanta)₹6,000 – ₹9,000₹10,000 – ₹16,000₹18,000+
New York City
Mid-Range₹20K – ₹35K
Los Angeles
Mid-Range₹18K – ₹30K
Washington D.C.
Mid-Range₹14K – ₹22K
Midwest / South
Mid-Range₹10K – ₹16K

Hidden Hotel Fees: Be aware of "Resort Fees" or "Destination Fees" in cities like Las Vegas and New York, which can add $25–$50 per night to your bill, payable at the hotel. Also, expect to pay 10-15% in local taxes on top of the advertised room rate.

Food & Dining Budget for Indian Travelers
From fast-food combos to sit-down dinners, here is what you can expect to pay for food in the USA.

Average Meal Costs

  • Fast Food Combo: $8 – $12 (₹650 – ₹1,000)
  • Casual Dining (Diner/Cafe): $15 – $25 (₹1,200 – ₹2,100)
  • Mid-Range Restaurant: $30 – $60 (₹2,500 – ₹5,000)
  • Fine Dining: $80 – $150+ (₹6,500 – ₹12,500+)
  • Coffee (Starbucks/Diner): $3 – $6 (₹250 – ₹500)
  • Bottled Water (1L): $2 – $3 (₹160 – ₹250)

Vegetarian Tip: Indian restaurants are abundant in cities like New York, New Jersey, and Los Angeles. A thali or buffet meal at an Indian restaurant typically costs $15–$25, offering a taste of home.

The Tipping Culture

Tipping is not optional in the USA; it is a mandatory social norm and a crucial part of service workers' income.

  • Sit-Down Restaurants: 15% (acceptable), 18% (standard), 20% (good service). Always calculate on the pre-tax amount.
  • Bartenders: $1 – $2 per drink.
  • Hotel Housekeeping: $2 – $5 per night.
  • Porters/Bellhops: $1 – $2 per bag.
  • Tour Guides: $5 – $10 per person for a half-day tour.
  • Uber/Lyft Drivers: 10% – 15% (tipped via the app).
Local Transport & Domestic Flights
Getting around the USA requires planning. Public transit is great in some cities, but a car is essential in others.

City Transport Options

  • New York City (Subway): $2.90 per ride. The subway is the fastest and cheapest way to navigate Manhattan.
  • Washington D.C. (Metro): $2.00 – $6.00 depending on distance. Excellent coverage of tourist sites.
  • Los Angeles (Uber/Lyft): $20 – $40 per trip. LA is a sprawling city; public transit is limited, and ride-shares are the primary mode for tourists.
  • Car Rental: $50 – $80 per day + gas + insurance. Essential for road trips (e.g., Pacific Coast Highway, National Parks). Requires an International Driving Permit (IDP).

Domestic Flight Costs

If your itinerary covers both the East and West coasts, you will need to book domestic flights.

  • NYC to Los Angeles: $80 – $200 (₹6,500 – ₹16,500) one-way.
  • NYC to Miami: $60 – $150 (₹5,000 – ₹12,500) one-way.
  • Baggage Fees: Budget airlines (Spirit, Frontier) charge extra for carry-ons and checked bags. Legacy carriers (Delta, American, United) usually include a free carry-on.

To see how domestic flights fit into a logical route, check out our recommended 10-day USA itinerary for Indian travelers.

Total Trip Budget Summary (10 Days)
A quick comparison of what a Budget, Mid-Range, and Luxury 10-day USA trip costs per person.
Expense Category Budget Traveler Mid-Range (Comfort) Luxury Traveler
Flights (Intl + Domestic)₹90,000₹1,10,000₹2,50,000+
Visa & Insurance₹18,000₹20,000₹25,000
Accommodation (10 nights)₹60,000₹1,50,000₹3,50,000+
Food & Dining₹25,000₹50,000₹1,00,000+
Transport & Activities₹30,000₹60,000₹1,20,000+
TOTAL ESTIMATE₹2.2L – ₹2.5L₹3.5L – ₹4.5L₹6L – ₹10L+
Budget Traveler
Total₹2.2L – ₹2.5L
Mid-Range
Total₹3.5L – ₹4.5L
Luxury
Total₹6L – ₹10L+
Money Saving Tips for Indian Travelers
Practical ways to reduce your USA trip expenses without compromising on the experience.

Timing & Booking

  • Travel in Shoulder Season: Visit in April-May or September-October. The weather is excellent, and hotel rates drop by 20-30% compared to summer. Check our guide on the best time to visit the USA for month-by-month details.
  • Book Flights Early: Secure international and domestic flights 4-6 months in advance for the best fares.
  • City Tourist Passes: If you plan to visit multiple attractions in NYC or LA, consider the New York Pass or Go City card, which can save up to 40% on entry fees.

Daily Expenses

  • Drink Tap Water: Tap water is safe to drink in 99% of the USA. Carry a reusable bottle and refill it at your hotel or public fountains to save $2-$3 per bottled water.
  • Share Portions: American restaurant portions are massive. Two people can comfortably share one main course and order a side or appetizer.
  • Breakfast Inclusions: Book hotels that include breakfast. A daily breakfast for two at a cafe can cost $30-$40.
  • Happy Hours: Take advantage of early bird dinner specials and happy hour menus at restaurants, which often offer significant discounts on food and drinks between 4 PM and 6 PM.
Frequently Asked Questions — USA Trip Cost
Quick answers to common budget and expense questions from Indian travelers planning a USA vacation.
1How much does a 10-day USA trip cost from India?
A 10-day USA trip from India typically costs between ₹2.5 Lakh and ₹5 Lakh per person. This includes return flights (₹80K–₹1.3L), B1/B2 visa fees (~₹15.5K), mid-range hotels, food, domestic transport, and attraction tickets. Budget travelers can manage closer to ₹2.5L, while luxury trips can exceed ₹6L.
2Is the USA more expensive than Europe for Indian travelers?
The USA and Western Europe have comparable costs for Indian travelers. While flights to the USA are often slightly cheaper than to Europe, on-ground expenses like hotels in major cities (New York, San Francisco) and mandatory tipping (15-20%) can make the USA more expensive overall. However, food and domestic flights in the USA can be more affordable than in Europe.
3How much cash should I carry for a USA trip from India?
It is recommended to carry $500 to $1,000 USD in cash per person for initial expenses, tips, and small vendors. The USA is largely a cashless society, and international credit/debit cards (Visa/Mastercard) are accepted almost everywhere. Ensure your card has zero foreign transaction fees.
4Are food portions in the USA large enough to share?
Yes, food portions in the USA are notoriously large, often 2 to 3 times the size of portions in India. Many Indian travelers find it cost-effective to share one main course and order an appetizer or dessert to split. This can significantly reduce your daily food budget.
5What are the hidden costs to watch out for in the USA?
Key hidden costs in the USA include mandatory tipping (15-20% at sit-down restaurants, bars, and for porters), resort fees at hotels ($25-$50 per night), state and local sales tax (added at the register, not included in displayed prices), and baggage fees on domestic flights.
6Does Destination To Plan offer budget-friendly USA packages?
Yes. Destination To Plan offers customized USA tour packages from India tailored to various budgets. Our packages include B1/B2 visa assistance, return flights, hotel accommodations, domestic transfers, and guided tours, ensuring transparent pricing with no hidden costs.

Want a customized USA itinerary that fits your exact budget? Our travel experts can help you plan a cost-effective American vacation.

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Note: All prices and costs mentioned are approximate and subject to change based on exchange rate fluctuations, inflation, seasonality, and personal travel style. Always verify current flight fares, hotel rates, and visa fees before finalizing your travel budget.

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